HomeRemitt Remittance fintech · Mobile + Agent + Web · 2023

Send money home. 5M+ times.

Outcome Customer app, agent app, marketing site, rebuilt end-to-end under a single design system. Live platform serves 250K+ customers, 5M+ transactions, 4.9★ App Store across 30+ destinations.
HomeRemitt. South African remittance fintech, multi-product rebuild

Imagine the operational stack of a 5M-transaction remittance fintech, rebuilt under one design system.

HomeRemitt is a South African remittance fintech moving money home across 30+ countries. When they came to us the customer app was clunky, the agent network had no dashboard at all, and the marketing site read like a brochure. We rebuilt all three in parallel, one embedded design pod, one design system underneath, and a multi-product scope earned in the first founder meeting.

01Three products, one team. Customer app, agent app, marketing site, designed in parallel against a single design system so vocabulary stayed consistent across every surface.
02Agent network from zero. Agents drove meaningful volume but had no dashboard, no commissions surface, no tools. We built the second product from scratch, including an in-app AI assistant.
03Calculator-led website. Competitor research surfaced the same missing thing on every comp: a live rate calculator on the homepage. We made it the hero of the new marketing site.
Scope 3 products Customer app + agent app + website. Rebuilt end-to-end under one design system, in parallel.
Transactions 5M+ Successful transactions on the live platform we shipped, per the live homepage today.
Customers 250K+ Customers on the rebuilt customer app, sending home across 30+ destinations.
Rating 4.9 ★ App Store, 120+ reviews on the consumer app we redesigned.
The story

One brief, three products, one embedded pod.

HomeRemitt is a South African remittance fintech moving money home across 30+ countries. Customers had a slow, dated mobile app. Agents had no dashboard at all (everything ran on manual processes). The marketing site read like a brochure. The HomeRemitt CEO flew in for the kickoff. Trust earned in the room. The engagement scoped out as a multi-product rebuild from day one.

We built the design system before any screens, then drew customer app, agent app, and marketing site in parallel against the shared vocabulary. The customer-facing app got a calculator-led home, an eight-step send flow with transparent fees, beneficiaries with three transfer-type icons, and a trust-surface transactions list. The agent app was built from zero with an in-app AI assistant. The marketing site rebuilt around a live rate calculator instead of a tagline. Today: 250K+ customers, 5M+ transactions, 4.9 stars on the App Store.

ClientHomeRemitt (cross-border remittance fintech)
RegionSouth Africa, ZAR to 30+ destinations
EngagementEmbedded pod, design + design system
StatusLive, 250K+ customers, 5M+ transactions
01 · Design

Three products designed in parallel.

Customer app (calculator-led home, eight-step send flow, beneficiaries, transactions). Agent app from zero (home, AI assistant, dashboard). Marketing site rebuilt around a live ZAR-to-recipient-currency rate calculator. Mobile-responsive across every flow.

02 · Design system

One language for three surfaces.

Color palette, type scale, spacing, every component and state defined up front. Three coherent products instead of three drifts. The system is the deliverable HomeRemitt’s in-house team carries forward; new surfaces ship today against the same vocabulary.

Chapter 01

Where we started: a clunky app and a brochure-style site.

HomeRemitt’s rails worked, money moved, partners settled, but the surfaces customers actually touched hadn’t kept up. The old mobile app was slow and visually a generation behind. The agent network ran on manual processes with no dashboard. The marketing site read like a brochure. The brief was simple in shape and big in scope: modernize what customers see, build what agents need, and make the website do real conversion work.

Old HomeRemitt mobile app screen 1, clunky, outdated layout with poor information hierarchy
Old HomeRemitt mobile app screen 2, busy menus, low-contrast typography, dated visual style
Old HomeRemitt mobile app screen 3, transaction list with no filters, dense rows, weak status signals
Old HomeRemitt mobile app screen 4, send-money form fragmented across multiple steps without clear progress indicator
Before The old customer app · clunky, slow, no agent tools, no dashboard 2023
Chapter 02

Customer onboarding & home: in within seconds, oriented in one screen.

Registration is where remittance apps lose people. We ask only what compliance actually requires, name, country, contact, email, ID, date of birth, and defer everything optional to a soft profile-completion banner on the home screen. So a new user can be sending in seconds and finish KYC after. The home screen does double duty: rate calculator at the top, transfer types front-and-centre, recent transactions one card down, plus the KYC nudge.

homeremitt · register
HomeRemitt registration flow, minimal-fields signup with name, country, contact, email, ID, date of birth and progress indicator
homeremitt · home
HomeRemitt customer home screen, rate calculator hero, transfer types, recent transactions, profile completion prompt
Customer app Frictionless registration · calculator-led home · profile prompt deferred not blocking In within seconds
Founder relationship

HomeRemitt’s CEO flew in from South Africa to meet our team in Dubai at the start. The trust earned in that room is the reason this engagement scoped out as a multi-product rebuild instead of a single-app refresh.

Kickoff · Dubai HomeRemitt CEO · founder direct
Chapter 03

The send-money flow: eight steps, one continuous motion.

Send-money is the surface every other surface exists to support. We rebuilt it as a single linear flow, type in, beneficiary picked, currency previewed live, fees broken down, profile and limit checks inline, then review and pay. No back-tracking, no surprises at confirmation. The system carries the cognitive load: limit too high? Banner explains and offers the cap. Profile incomplete? Banner offers the missing field instead of dead-ending the flow.

  1. Choose your transfer typeBank transfer, mobile wallet, or cash pickup, selected upfront so the rest of the flow tunes to it.
  2. Add a beneficiaryPick from saved beneficiaries or add a new one in-line without leaving the flow.
  3. Currency previewThe amount the recipient will receive resolves live as you type, in their currency.
  4. Reason for sendingA quick prompt for the regulator-required reason, defaults selected, never a free-text bottleneck.
  5. Transparent feesFull breakdown of any charges shown before confirmation. No surprises at review.
  6. Profile-complete checkIf KYC isn’t done, a soft banner offers the missing field rather than dead-ending the flow.
  7. Limit checkAmounts above the user’s limit show a banner with the cap, user adjusts, flow continues.
  8. Review & payFinal confirmation with everything visible at once. Pay processes the transaction.
homeremitt · send
HomeRemitt send-money flow start, transfer type selection, beneficiary picker, amount entry with live currency preview
homeremitt · send · review
HomeRemitt send-money review and confirmation, transparent fee breakdown, limit and profile checks, pay button
Send-money Eight steps · one continuous flow · transparent fees · inline checks Conversion path
Chapter 04

Beneficiaries & transactions: who you send to, and what already shipped.

Beneficiaries lists every recipient with three transfer-type icons (bank transfer, mobile wallet, cash pickup) so the right path resolves at a glance. Transactions is the trust surface: complete history in one place with pending / terminated / canceled filters and stacked cards showing recipient, amount, type, status. Customers stop calling support to ask “did it go through?”, the answer is in the app, in the right state, on the right card.

homeremitt · beneficiaries
HomeRemitt beneficiaries screen, list of saved recipients with custom icons for bank transfer, mobile wallet, cash pickup
homeremitt · transactions
HomeRemitt transactions screen, filter chips (pending, terminated, canceled), transaction cards with recipient, amount, type, status
Customer app Beneficiaries with three transfer types · transactions with filter + card stack Trust surfaces
Chapter 05

The agent app: dashboard from zero, AI inside the same app.

HomeRemitt’s agent network had been running on manual processes. We designed an agent home screen built around the three numbers an agent actually checks first thing in the morning, registrations, monthly GDV, and a commission meter that fills as they earn through the month. The same app carries an in-app AI assistant with suggested prompts and platform-aware answers trained on HomeRemitt’s docs, plus a 3-month trend dashboard for the data.

homeremitt · agent · home
HomeRemitt agent home screen, registrations card, monthly GDV card, commission meter, recent activity feed
homeremitt · agent · ai chat
HomeRemitt agent AI chat, suggested questions, threaded responses, platform-aware answers
homeremitt · agent · dashboard
HomeRemitt agent dashboard, bar charts of registrations and commissions over the last three months
Agent app Home with metrics + commission meter · AI assistant · 3-month trend dashboard Built from zero
Chapter 06

The website: research-led, calculator-first, country-aware.

Competitor research surfaced the same gap on every comp: a live rate calculator on the homepage. We made it the hero. ZAR in, recipient currency out, payout method toggled inline. Below the calculator: three USPs (affordable, efficient, secure), four easy steps to send, supported countries by region, KPIs (250K+ customers, 5M+ transactions), an FAQ, and a dedicated send-money page that lets users jump to country-specific guidance. About-us and contact-us went from missing to first-class. Mobile-responsive end-to-end.

homeremitt.com/
HomeRemitt marketing site homepage, calculator hero, three USPs (affordable, efficient, secure), four-step send flow, supported countries map, KPIs
homeremitt.com/send-money
HomeRemitt send-money web page, search by destination country, payout partners per country, country-specific guidance and flag
Website Calculator-led homepage · country-specific send page · supported countries by region Mobile-responsive
Chapter 07

The system underneath: one language for three products.

Three products without a shared system don’t hold together. We defined HomeRemitt’s color palette, type scale, spacing, every component and every state, then built the screens against the system rather than the other way around. The system became the deliverable HomeRemitt’s in-house team carries forward; new surfaces ship today against the same vocabulary.

homeremitt · design system
HomeRemitt design system, color palette, type scale, components, states, spacing rules, interface elements documented as a foundation
Design system Color · type · spacing · components · states · foundation for everything that ships next The deliverable underneath
Outcome · live in market · 250K+ customers · 5M+ transactions

Faster home. Millions over.

The customer app is faster and easier. The agent network has a dashboard, a commission meter, and an in-app AI assistant where there used to be manual ops. The marketing site converts. Three products, one system, one platform now serving 250K+ customers and 5M+ transactions across 30+ destinations, per the live homepage today.

Book a free sprint
Pilot week · on us

Consumer fintech or remittance product to rebuild? Start with the same free week we ran for HomeRemitt.

Five working days, a senior pod inside your product on a real surface, design + system + flows your team keeps. If it doesn’t click, keep every file we ship.

  • Capped at 4 sprints / month
  • No card · NDA on request
Next case study → Case 10 · Lity · German EV-adoption mobile app

Drop-off cut from 51% to 14%. Retention up 11%.

A consumer mobile app for Lity, the team came back for a second product (Finwize) on the back of this work. Verified Clutch 5.0 from Alexander Back.

51 → 14% Drop-off cut
+11% 30-day retention
Mobile · consumer · retention Read →